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	<title>Comments on: A &#8220;Healthy&#8221; Debate</title>
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		<title>By: Craig Dean</title>
		<link>http://www.multnomah.edu/blog/2008/09/16/a-healthy-debate/#comment-33</link>
		<dc:creator>Craig Dean</dc:creator>
		<pubDate>Fri, 19 Sep 2008 04:16:22 +0000</pubDate>
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		<description>I can probably help you with an inexpensive student plan. Call me at 800-259-0455 ext. 150, for Craig. We are a broker and can search for the least expensive, best functional plan. Also, I am a future student hoping to enroll in the Adult completion in November. Give me a call, we also have short term coverage options.</description>
		<content:encoded><![CDATA[<p>I can probably help you with an inexpensive student plan. Call me at 800-259-0455 ext. 150, for Craig. We are a broker and can search for the least expensive, best functional plan. Also, I am a future student hoping to enroll in the Adult completion in November. Give me a call, we also have short term coverage options.</p>
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		<title>By: Tyler</title>
		<link>http://www.multnomah.edu/blog/2008/09/16/a-healthy-debate/#comment-32</link>
		<dc:creator>Tyler</dc:creator>
		<pubDate>Wed, 17 Sep 2008 22:47:25 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.multnomah.edu/University/?p=82#comment-32</guid>
		<description>I think it makes total sense at the undergrad level, but not at the graduate level...unless the school provides various ways to get varying levels of coverage at different prices.

thanks for the help and clarification.</description>
		<content:encoded><![CDATA[<p>I think it makes total sense at the undergrad level, but not at the graduate level&#8230;unless the school provides various ways to get varying levels of coverage at different prices.</p>
<p>thanks for the help and clarification.</p>
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		<title>By: Karen Fancher</title>
		<link>http://www.multnomah.edu/blog/2008/09/16/a-healthy-debate/#comment-31</link>
		<dc:creator>Karen Fancher</dc:creator>
		<pubDate>Wed, 17 Sep 2008 19:40:32 +0000</pubDate>
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		<description>Hi Tyler,

This is Karen Fancher, a Dean at the College.  Health insurance is encouraged but not required for seminary and graduate students.  Therefore, it&#039;s your choice whether you opt for it or not. We most certainly understand the concerns about finances.  However, the requirement for insurance is based on concern for students.  I&#039;m guessing that your employer paid part of your premium, and that is why insurance through your work was less.  College students who have other comparable coverage through parents or work can opt out of the insurance requirement.  For those who don&#039;t have those options, this student rate is actually pretty competitive.  We researched a lot before we chose this policy.  

I&#039;ve worked at Multnomah for a little over ten years.  In that time I&#039;ve seen many students pay a lot of money for classes, and invest very little to care for themselves.  We&#039;ve had students with serious concerns who would not go to the doctor or emergency room because they could not pay for it.  We&#039;ve had students dealing with severe depression or other issues who could not function well in school, and did not have the funds to get the help that they needed.  We don&#039;t have the resources at Multnomah for extensive medical care or counseling services for more severe issues.  Thus, we want to make sure that students are well and are stewarding their bodies as they invest in their spirtual and intellectual growth.  

If a major medical concern happens during college and students haven&#039;t planned for it--it can be financially devastating and prevent them from being able to complete their studies.  Please know that the reason for the policy comes from years of seeing students in very difficult situations.  

I hope this helps to bring another perspective.

In Christ,

Karen</description>
		<content:encoded><![CDATA[<p>Hi Tyler,</p>
<p>This is Karen Fancher, a Dean at the College.  Health insurance is encouraged but not required for seminary and graduate students.  Therefore, it&#8217;s your choice whether you opt for it or not. We most certainly understand the concerns about finances.  However, the requirement for insurance is based on concern for students.  I&#8217;m guessing that your employer paid part of your premium, and that is why insurance through your work was less.  College students who have other comparable coverage through parents or work can opt out of the insurance requirement.  For those who don&#8217;t have those options, this student rate is actually pretty competitive.  We researched a lot before we chose this policy.  </p>
<p>I&#8217;ve worked at Multnomah for a little over ten years.  In that time I&#8217;ve seen many students pay a lot of money for classes, and invest very little to care for themselves.  We&#8217;ve had students with serious concerns who would not go to the doctor or emergency room because they could not pay for it.  We&#8217;ve had students dealing with severe depression or other issues who could not function well in school, and did not have the funds to get the help that they needed.  We don&#8217;t have the resources at Multnomah for extensive medical care or counseling services for more severe issues.  Thus, we want to make sure that students are well and are stewarding their bodies as they invest in their spirtual and intellectual growth.  </p>
<p>If a major medical concern happens during college and students haven&#8217;t planned for it&#8211;it can be financially devastating and prevent them from being able to complete their studies.  Please know that the reason for the policy comes from years of seeing students in very difficult situations.  </p>
<p>I hope this helps to bring another perspective.</p>
<p>In Christ,</p>
<p>Karen</p>
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		<title>By: Tyler</title>
		<link>http://www.multnomah.edu/blog/2008/09/16/a-healthy-debate/#comment-30</link>
		<dc:creator>Tyler</dc:creator>
		<pubDate>Wed, 17 Sep 2008 06:03:24 +0000</pubDate>
		<guid isPermaLink="false">http://blogs.multnomah.edu/University/?p=82#comment-30</guid>
		<description>I&#039;m in the seminary so hopefully it doesn&#039;t apply to me because I haven&#039;t had it since summer ended.

While I was working full time in the summer it cost me and my wife $100 a month for coverage...now that I&#039;m in school I can only work part time and therefore the cost shoots up to $540 a month. Combine that with paying $700 a month for school, I can&#039;t pay for insurance. 

Until insurance costs are reasonable, I think this is a terrible idea.</description>
		<content:encoded><![CDATA[<p>I&#8217;m in the seminary so hopefully it doesn&#8217;t apply to me because I haven&#8217;t had it since summer ended.</p>
<p>While I was working full time in the summer it cost me and my wife $100 a month for coverage&#8230;now that I&#8217;m in school I can only work part time and therefore the cost shoots up to $540 a month. Combine that with paying $700 a month for school, I can&#8217;t pay for insurance. </p>
<p>Until insurance costs are reasonable, I think this is a terrible idea.</p>
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