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Types of Aid

Most financial aid falls under 2 main categories:

Gift aid:

    Grants and scholarships that you don’t need to repay.

Self-help aid:

    Loans that you will repay after graduation and funds you can earn through student employment.

Scholarships are given in recognition of what you’ve accomplished through academic study, service projects, and future goals.


Grants are a type of gift aid typically packaged based on your financial need.


Student loan programs let you borrow money to help pay for your education. The repayment of most educational loans begins after you graduate. Because loans must be repaid, you should plan your borrowing carefully.

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